Weve maintained this reputation for over four decades by demystifying the financial decision-making Delta Community privacy polices do not apply to linked websites; consult the privacy disclosures on the site for further information. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Delta Community Credit Union's Personal Savings account can be opened with only $5, and it has no monthly fee. No private account information is shared. Its just as easy and convenient as transferring money between your Delta Community Credit Union accounts. You can send money to friends, family and others you trust.1 Since money is sent directly from your Delta Community account to another person's credit union or bank account within minutes1, it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number. When someone sends money to your enrolled email address or U.S. mobile phone number, Zellelooks up the email address or U.S. mobile phone number in its directory and notifies UW Credit Union of the incoming payment. My employer still issues paper checks, went to deposit the check and they placed a 7 business day hold on the entire check. If you have not yet enrolled with Zelle, follow these steps: 1. Credit union profits go back to members, who are shareholders. UW Credit Union then directs the payment into your account, all while keeping your sensitive account details private. Our Visa credit cards are accepted everywhere. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Neither Zelle nor Delta Community offers a protection program for any authorized payments made with Zellefor example, if you do not receive the item you paid for or the item is not as described or as you expected. At Bankrate we strive to help you make smarter financial decisions. Still have questions? And, our Delta Community Debit Card comes loaded with great benefits like: Apple Pay is a trademark of Apple, Inc. Google Pay is a trademark of Google, Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. Miss Tracy Miss Tracy Miss Tracy. Holidays are not included. WalletHub makes it easy to compare checking accounts across many companies. If you have not yet enrolled with Zelle, follow these steps: Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor.1. Beware of Payment Scams If a deal sounds too good to be true, it probably is. Money sent with Zelle is typically available in minutes when the recipients email address or U.S. mobile number is already enrolled with Zelle. Delta Communitys Personal Checking Account is a free account that earns reward points on eligible debit-card transactions. When you use Zelle within the Delta CommunityMobile App or Online Banking, your information is protected with the same technology we use to secure your accounts. Since money is sent directly from your account to another persons account, its important to only send money to people you know and trust, and always ensure youve used the correct email address or U.S. mobile phone number. Send money directly from your account to theirs - typically in minutes. The developer provided this information and may update it over time. who ensure everything we publish is objective, accurate and trustworthy. Please note that email is sent over the public internet. Will they approve an auto loan if you have filed bankruptcy? More recently, I just went through hell trying to get Zelle to work properly, and a DCCU phone person named Destiny was unbelievably nice, patient and friendly helping me. Internal Transfers can be made from within your own accounts or to other members of the Credit Union. From November 1 through December 31, each time you use Zelle through your Delta Community's Mobile App or Online Banking to send $5 or more to a new person, or make a qualified Bill Pay transaction, $1 will be donated to the non-profit support organization Good 360 and you'll be entered for a chance to win $5,000. Currently, members can transfer money to accounts that they own at other financial institutions and to fellow Delta Community members with a one-time setup process. With Zelle, you can send money from your account to someone else's within minutes 1. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. When is your site going to become accessible again? Cards declining when theres funds available, no explanation from the bank. Introducing Zelle - a fast, safe and free1 way to send money to friends, family and other people you trust1, regardless of where they bank. Zelle Network ("Zelle") to enable a convenient way to transfer money between you and other Users using aliases, such as email addresses or mobile phone numbers (the "Zelle Payment Service," as further described below). When you enroll with Zellethrough Web Branch or our Mobile App, the email address or U.S. mobile phone number you use to enroll is shared with Zelle(no sensitive account details are sharedthose stay with UW Credit Union). A safe and easy way to send & receive money. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. . Delta Community Credit Union offers competitive yields on most of its CDs. These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle. In fact, we give you many options to conveniently move funds between accounts. In most cases, the money is available to your recipient in minutes.1, To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request".2. Its easy for others.Your recipients can use Zelleregardless of where they bank.2 Almost anyone with a bank account in the U.S. can use Zelle, either through their financial institution or the Zelleapp for Android or iOS. checking and savings account required to use Zelle. Some branches allow you to make an appointment. Follow the instructions provided on the page to enroll and receive your payment. You can send or request money from your friends right out of the contacts in your smartphone. To register for Delta Communitys Online Banking service, visit our website at www.DeltaCommunityCU.com and choose New Enrollment in the login box. Members can access many CO-OP surcharge-free ATMs. It only takes about 5 minutes to open a fee-free account. provides no deposit account or other financial . However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you. How in the world they expect people to survive with no money for 7 business days. Whether its saving you a trip to the ATM or taking out the guesswork of divvying up the cost of the lunch tab, you can use Zelle to send and request money with friends and family.1 Money is sent directly to the recipients account in a matter of minutes,1 and all you need is the recipients email address or U.S. mobile phone number. Here's an explanation for how we make money There are no eligibility requirements unless you want to link a Visa, Overdraft Line of Credit or Personal Line of Credit, which are dependent on credit approval. Financial Services Georgia, USA deltacommunitycu.com Joined April 2009. Delta Community Credit Union Checking Accounts. Its the hub through which most transactions take place. Pay attention to the email address or U.S. mobile number where you received the payment notificationyou should enroll with Zelle. If they are not yet enrolled, they will need to complete a one-time enrollment. To check whether the payment is still pending because the recipient hasnt yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select Cancel This Payment.. Property insurance is required. The credit union also offers live teller technology at some of its branches, where customers can skip lines and talk to a teller through ATM video. You can send, request, or receive money with Zelle. Transactions between enrolled consumers typically occur in minutes. Posted by: Moejoe128 | Jul 5, 2015. It's been a gteat app, I'm sure that I have only scratched the surface of what it can do, but so far I really like it. Zelle. Delta Community Credit Union checking account Rates and Terms. Delta Community Credit Union offers competitive yields on its range of CDs. Gots to be one of, if not THE worst credit Union. You are leaving the Delta Community website. Visit our Fees page for more information. These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). To check whether the payment is still pending because the recipient hasn't yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select "Cancel This Payment.". 1 Money is sent directly to the recipient's account in a matter of minutes, 1 and all you need is the recipient's email address or U.S. mobile phone number. Sponsor: Fiserv Solutions, LLC, 255 Fiserv Drive Brookfield, WI 53045. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle. Transfer money to other people outside of the credit union with Zelle *** Transfer funds between your Redstone accounts and accounts Maximum of one Skip-a-Pay. Learn more at link below. 3. When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its . Transactions between enrolled users typically occur in minutes. Bankrates ever-growing list of bank and credit union reviews is updated regularly. If you have already enrolled with Zelle, you do not need to take any further action. Delta Community privacy polices do not apply to linked websites; consult the privacy disclosures on the site for further information. When using for the first time, youll be asked to accept the terms and conditions and confirm your contact information is correct. If your recipient's financial institution isn't on the list, don't worry! Make your refund or bonus pay even more with rates up to 4.25% APY on CDs. It's really simple. Grow your savings. Just log in to Online Banking, click Transfers and select the type of transfer you want to make from the Transfer Options menu. If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. With Zelle, you can also receive money directly into your bank . Delta Community Credit Unions Personal Savings account can be opened with only $5, and it has no monthly fee. If you would like to move your email address or U.S. mobile phone number from the financial institution where you initially enrolled with Zelle , simply click "Transfer" when prompted during the Zelle enrollment process and confirm your desired changes. Enroll your U.S. mobile number or email address. Easily divide the cost of dinner, coffee and more. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). How much should you contribute to your 401(k)? Please note that email is sent over the public internet. Yes. Interest rate will not vary above 18.00% or below 4.99%. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.